Financing Options for Plastic Surgery & Cosmetic Procedures

The financial staff of Gallaher Plastic Surgery & Spa MD is available to meet with you in order to provide information regarding payment options for your plastic surgery or other treatments as well as answering any questions you may have regarding potential insurance benefits. Our financial staff specializes in this area and will use their expertise to help you obtain the maximum benefits from your policy.

Payment for cosmetic plastic surgery is due in full at the time of your preoperative visit. We provide a number of payment options that may be used individually or combined according to your wishes.

CASH OR CHECK: Personal check, cashier’s check, money order, or cash. There is a 5% discount on cosmetic surgeries if paid by cash or personal check. Please see a coordinator for details on this discount.
CREDIT CARDS accepted: Visa, Master Card, Discover, or American Express

Prosper® Healthcare Lending

Prosper® Healthcare Lending is the premier financing company in the healthcare industry. With over $3 billion borrowed and over 250,000 people empowered, this is a name and a program you can trust.

Here are some of the benefits you’ll receive with a loan from Prosper® Healthcare Lending:

  • Immediate decisions for loans under $35,000
  • Longer terms for lower monthly payments
  • No collateral required
  • No prepayment penalties
  • Fast and easy loan inquiry process
  • 100% Confidential

    To begin your Prosper application, visit www.prosperhealthcare.com

CareCredit® for Cosmetic Procedures

We are pleased to partner with CareCredit® and offer to our patients North America’s leading patient payment program. CareCredit® lets you begin your treatments immediately and pay for it over time with convenient monthly payments that fit easily into your budget. You don’t have to save up for years to finally get the treatments you’ve always wanted. This is the credit card you need exclusively for your health and beauty needs. With low monthly payments every time you use it, you can use your card over and over for follow-up appointments or different procedures. This means you don’t have to put your health and beauty on hold until you save up enough money. They give you the power to decide when it’s the right time for you.

Please note: We only offer the Six-month no interest plan and 24-month extended pay plan at 14.9% APR, and 36-month extended pay plan at 15.9% APR

To learn more about CareCredit® or to apply, please click here: www.carecredit.com

Insurance Coverage

The benefits paid by insurance companies for plastic surgery vary greatly from carrier to carrier and plan to plan. Therefore, we make every effort to determine in advance if insurance coverage exists. We know you realize that you are ultimately responsible for the full payment of your account, but we have found that our knowledge and experience can be an important factor in assisting you to collect your maximum benefits.

Please discuss all arrangements regarding payment of your account with us.

Refund Policy

Gallaher Plastic Surgery & Spa MD does not issue cash, check, or credit card refunds for purchased or pre-purchased merchandise, products or services rendered. This policy includes phone and in-person transactions. Any payments which are considered as deposits are non-refundable as well.

No refunds of any kind will be issued for services rendered. This policy applies to surgery, injectables or any services provided by Gallaher Plastic Surgery & Spa MD.

Defective Retail Products

Gallaher Plastic Surgery & Spa MD may issue a credit to the patients account in the original transaction amount for the patient to use on other products or services pending the approval of the administrator. If a product is defective, the patient should bring it in for an exchange or store credit.

Account credits will remain on the patient’s account for one year and will be voided after one year’s time.